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    footnotes

    ◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2025, the variable APR on new Apple Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.

    * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. See support.apple.com/kb/HT211204 (Opens in a new window) for information about upcoming changes to ACMI financing.

    To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

    If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

    Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

    § AppleCare One is a device protection program only for covered devices and their original included accessories for protection against (i) defects in materials or workmanship, (ii) batteries that retain less than 80% of their original capacity, and (iii) unlimited incidents of accidental damage. Accidental Damage means physical damage from handling due to unexpected and unintentional events. If an iPad is covered in your plan, one compatible Apple Pencil and one compatible Apple-branded iPad keyboard used with your iPad are also covered. AppleCare One is subject to eligibility rules; additions to plan may require inspection and a diagnostic check: Devices must be less than 4 years old and headphones must be less than 1 year old, and only devices in your Apple Account can be covered under AppleCare One. Limit of one (1) Apple Vision Pro can be covered under AppleCare One at a time. Replacement equipment that Apple provides as part of the repair or replacement service may contain new or previously used genuine Apple parts that have been tested and pass Apple functional requirements. There are no service fees for mechanical failures. Each incident of accidental damage protection is subject to a service fee plus applicable tax. If you have a plan with theft and loss coverage, each incident of theft or loss is subject to a deductible plus applicable tax. For complete details, see the AppleCare One Terms and Conditions and the Theft and Loss Insurance Documentation applicable to your state. For AppleCare+, see Terms and Conditions and the Theft and Loss Insurance Documentation applicable to your state.

    For iPad, your plan covers one Apple Pencil or Apple Pencil Pro and/or one Apple-branded iPad keyboard compatible with and used with a covered iPad for accidental damage and defects in material or workmanship under your plan.

    For Apple Watch, the band that is covered for accidental damage and defects in material or workmanship under your plan is the band that came in the same box as the covered Apple Watch. Apple Watch Hermès bands, other than the Hermès Sport Band supplied in the same box as the covered Apple Watch, are not covered. Any replacement band will be an Apple-branded band in a style, material, and color that is subject to Apple’s discretion.

    For Apple Vision Pro, the battery coverage applies only to the original battery included with the Apple Vision Pro and not to any additional batteries. Coverage does not include theft or loss of your device. AppleCare+ will not provide accidental damage protection for accessories not included in the original packaging or third-party accessories used with the Apple Vision Pro, including, but not limited to, prescribed or other corrective lenses.

    Theft and loss claims are for Apple Watch, iPhone, and iPad. Each claim is subject to a deductible. While the plan is active and in effect, claim limits reset every 12 months: two claims under AppleCare+ and three claims under AppleCare One.

    Theft and loss coverage requires you to have Find My enabled on your device at the time it is lost or stolen. Find My should remain enabled and your device should remain associated with your Apple Account throughout the theft or loss claim process. During the theft or loss claims process, you will be asked to erase your missing device, disable it, and transfer ownership before you can be issued a new device. After initiating your theft or loss claim with Apple, you will be asked to finalize your claim on AIG’s website at www.aigtheftandloss.com.

    International replacement of lost or stolen devices is subject to availability and options may vary by region, device, and model. Same-day replacement is not available for theft and loss claims.

    Theft and loss coverage does not apply to an Apple Pencil or Apple-branded keyboard even if lost or stolen with a covered iPad. For any covered Apple Watch theft or loss incidents, including those involving Nike and Hermès watch bands, the replacement band will be an Apple-branded band, which may differ in band style, material, and/or color from the band lost with the covered Apple Watch, subject to Apple’s discretion. Theft or loss claims cannot be made for watch bands only; bands are covered only when the Apple Watch is lost or stolen.

    Local telephone fees may apply. Telephone numbers and hours of operation may vary and are subject to change.

    Express Replacement Service (“ERS”) is subject to availability, capability, and local law at the time you seek service. ERS for Hardware Coverage for Accidental Damage to the Covered Equipment (excluding Included Accessories) is always subject to the Other Accidental Damage service fee and not the Screen-Only or Back Glass-Only service fees. If your device is replaced with Express Replacement Service, the original product becomes Apple’s property. The replacement product is your property and becomes the Covered Equipment. You are responsible for backing up all software programs, data, and passwords residing on your original device.

    The service fee for accidental damage is $29. Separate service charges apply to each repair or replacement performed. Applicable taxes may apply. For a complete listing of all AppleCare service fees and deductibles, see the AppleCare Service Fees and Deductibles. Separate service charges apply to each repair or replacement performed.

    AppleCare plans are separate from and in addition to the Apple Limited Warranty and any legal rights provided by consumer protection laws in your jurisdiction. AppleCare plans are subject to acceptance of the Terms and Conditions. Purchase of any plan is not required to purchase any device. For complete details, see the AppleCare One Terms and Conditions and the Theft and Loss Insurance Documentation applicable to your state.

    AppleCare+ and AppleCare One are optional programs.

    The company obligated under AppleCare+ is AppleCare Service Company, Inc., an Arizona corporation and wholly owned subsidiary of Apple Inc., doing business in Texas as Apple CSC Inc.

    AppleCare One is a device protection program that provides combined benefits under AppleCare One and a theft, loss, and surge protection insurance policy. The company obligated under AppleCare One is AppleCare Service Company, Inc., an Arizona corporation and wholly owned subsidiary of Apple Inc., doing business in Texas as Apple CSC Inc. Theft, loss, and surge protection insurance coverage is underwritten by New Hampshire Insurance Company (NAIC# 23841; Principal Address 175 Water Street, 18th Floor, New York, NY 10038; Phone (212) 770-7000) and is sold by AppleCare Service Company, Inc. (in California doing business as Brogdan Insurance Services License #0L00763; Iowa License #26) and is sold in New York by Apple Inc. (License #926146). Theft, loss, and surge protection insurance coverage is provided under a group policy issued to AppleCare Service Company, Inc. in all states except New York, where the policy is issued to Apple Inc. Coverage is subject to applicable terms, conditions, and limitations. For complete details, please refer to the certificate of coverage for your state, available at apple.com/legal/applecare/applecareone. Service fee for accidental damage is $29. Separate service charges apply to each repair or replacement performed. Applicable taxes may apply. For a complete listing of all AppleCare service fees and deductibles, see the AppleCare Service Fees and Deductibles. Separate service charges apply to each repair or replacement performed.

    We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple.

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